The Value Question

Carousel

"Can I afford it?" is the wrong question. It only tells you what's possible, not what's worth it. The real question is whether this is the best use of the money compared to everything else.

Featured in

This lesson appears in this curated theme:

Spending with Intention

The mindset half of Money Moves. Five lessons on thinking about money like an adult, from the value of a dollar to where the real leverage in your expenses lives.

More from Money Moves

The Emergency Fund (Your Freedom Fund)

An emergency fund isn't just savings, it's a Freedom Fund that keeps you from panicking when life throws curveballs. Start with $1,000, then grow it to 3 months of living costs.

The Freedom Fund

The Freedom Fund is the savings buffer that gives you options when opportunities or emergencies show up.

How to Work Out Your Monthly Expenses

You can't build a Freedom Fund if you don't know what one month actually costs you. Scroll your bank app, add up everything (essentials and sneaky stuff), and that honest number becomes your savings target.

Your Monthly Expenses

You don't know what you spend until you scroll every transaction. Your real monthly number is almost always higher than what you think.

Back to Library